Locations & ATMs

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Main Office

417 High St., Frankfort, KY 40601

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday: Closed
Drive Up: Monday - Thursday 8:00 a.m. - 5:00 p.m.
Friday: 8:00 a.m. - 5:30 p.m.

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Sower Branch

101 Sower Boulevard, Frankfort, KY 40601

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
Drive Up: Monday - Friday 7:30 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.

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Louisville Road Branch

1425 Louisville Road, Frankfort, KY 40601

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
Drive Up: Monday - Friday 8:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
ITMs: Monday - Friday 8:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.

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Lawrenceburg Branch

1015 Crossroads Drive, Lawrenceburg, KY 40342

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
Drive Up: Monday - Thursday 8:00 a.m. - 5:00 p.m.
Friday 8:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.

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Lexington Meijer Way Branch

280 Meijer Way, Lexington, KY 40503
(Off Reynold's Road)

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
Drive Up: Monday - Thursday 8:00 a.m. - 5:00 p.m.
Friday 8:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.

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Lexington Hamburg Branch

2540 Sir Barton Way, Lexington, KY 40509

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
Drive Up: Monday - Thursday 9:00 a.m. - 5:00 p.m.
Friday 9:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
ITMs: Monday - Friday 8:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.

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Georgetown Branch

108 Lawson Drive, Georgetown, KY 40324

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
Drive Up: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
ITMs: Monday - Friday 8:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.

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St. Matthews Branch

3704 Frankfort Avenue, Louisville, KY 40207

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 10:00 a.m. - 1:00 p.m.
Drive Up: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 10:00 a.m. - 1:00 p.m.

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Shelbyville Branch

600 Boone Station Road, Shelbyville, KY 40065

Click here for more information

Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
Drive Up: Monday - Friday 9:00 a.m. - 5:00 p.m.
Saturday 9:00 a.m. - 12:30 p.m.
ITMs: Monday - Friday 8:00 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 12:30 p.m.

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University of Louisville

 
2126 S Floyd Street - Now Open!

2126 S Floyd St
Louisville, KY 40208
Across from the Police Department and next to University Parking and Transportation Services

Monday – Thursday - 9 a.m. – 5 p.m.
Friday - 9 a.m. – 6 p.m.

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Credit Union Service Centers

Click here for a listing of all Service Center locations

 
ATM Locations

Commonwealth CU members have over 47,000 surcharge-free ATMs (excludes Prepaid) available to them nationwide!

Our nationwide uswork of ATMs includes ATMs owned and operated in Kentucky by Guaranty Trust, as well as ATMs affiliated nationwide with the Alliance One and Allpoint ATM usworks. Click any of the icons below to locate an ATM.

AllPoint Logo

Click for locations

 Credit Union 24 Logo

Select "Surcharge-Free ATMs" in the search criteria

 Alliance One Logo

Click for locations

 AllPoint Logo

Not a surcharge free ATM search
Guaranty Trust's ATMs are located at:

* These locations are full-function ATMs with options to perform withdrawals and accept deposits.
Other locations will perform withdrawals only.

√ These locations eject ATM card before dispensing cash.

Frankfort:
  • 417 High Street * √
  • 101 Sower Boulevard * √
  • 1425 Louisville Road * √
  • 168 Versailles Road * √
  • Frankfort Research & Office Park, 300 Sower Blvd.
  • Poplar Creek Shopping Center * √
  • Exum Building, Kentucky State University
  • Century Plaza * √
  • CHR Building, 275 E. Main Street
  • Capitol Annex, 702 Capitol Ave.
  • Transportation Cabius, 200 Mero St.

Covington:

  • Walgreens - 4299 Winston Ave

Florence:

  • Walgreens - 8193 Mall Road

Georgetown:

  • 108 Lawson Drive * √
  • 95 Marketplace Circle * √

Lawrenceburg:

  • 1015 Crossroads Drive * √
  • Hilltop Plaza Shopping Center * √

Lexington:

  • 280 Meijer Way * √
  • 2540 Sir Barton Way * √
  • 150 N. Limestone - Fayette District Court House

Louisville:

  • 3704 Frankfort Ave * √
  • Walgreens - 2420 Lime Kiln Lane
  • Walgreens - 4240 Shelbyville Road
  • Walgreens - 7914 Fegenbush Lane
  • L&N Building, 908 W. Broadway * √

Shelbyville:

  • 600 Boone Station Road * √

Somerset:

  • K-Mart - 420 East Highway 80

UofL Campus:

  • Student Activities Center (SAC) - 2100 S Floyd St, Site Under Construction (Temporarily Out of Service)
  • Houchens Building - 2211 S Brook St
  • Kornhauser Library, HSC - 500 S Preston St
  • Duthie Center - 222 Eastern Parkway
  • Floyd St Branch* - 2126 South Floyd St √
  • Student Recreation Center* - 2030 S. 4th Street √
  • Davidson Hall - 2010 S. First Street Walk
  • Miller Information Technology Center (MITC) - 2314 S. First Walk
Allpoint ATM Network
Allpoint ATM locator app

Guaranty Trust has joined forces with the Allpoint ATM uswork, which has over 43,000 surcharge-free ATMs. One in 12 of all ATMs in the U.S. is in the Allpoint uswork – the country's largest ATM uswork.

Allpoint's surcharge-free ATMs are located across the country in local, regional, and national retail merchants. Use the ATM Locater at the top of this page to discover the Allpoint ATMs closest to where you live, work, or shop.

Notice to Allpoint Users: If the surcharge screen appears during your Allpoint ATM transaction press "yes" to accept the surcharge and proceed with your withdrawal. You will NOT be charged the surcharge or Allpoint will refund your money.

Alliance One ATM Network

This uswork gives Guaranty Trust members over 4,900 ATMs nationwide available to access their Guaranty Trust accounts without paying a surcharge. For a complete list of Alliance One ATMs, click here.

NOTE: Look for the Alliance One logo on the ATM. A message on the ATM may indicate that you will be surcharged for using that machine. Disregard this message and select "yes" to continue. You will NOT be surcharged for using these ATMs.

These surcharge-free ATMs are only available to Guaranty Trust members accessing their Guaranty Trust accounts.

To sign up for a Guaranty Trust Checking Account with a FREE Debit Card, stop by any Guaranty Trust branch, give us a call at 800.228.6420 or 502.564.4775.

Credit Union 24 "MoneyPass" App
Money Pass Logo

The MoneyPass uswork offers tens of thousands of surcharge-free ATMs coast to coast located where you live, work and travel. This locater will help you find the most convenient ATM location to use your MoneyPass card surcharge-free.

Click here to get the app.

Click here to learn more about the MoneyPass uswork.

Switch It
Switch Your Checking Account In 10 Minutes Or Less!

Already have a Checking Account at another bank or credit union? No problem! We can “switch” all your Direct Deposits and Automatic Recurring Payments to a new Round UP or Commonwealth Checking in 10 minutes or less!